We all love to find ways to save money, but it can sometimes seem an overwhelming task. With today’s families requiring dual incomes, it may even seem there are simply not enough hours in the day to worry about cutting costs. While I find myself quite busy during the week between work and family, I have been able to find some quick and simple ways to save money. All those little savings add up to significant savings overtime.
Save Your Change
Change can seem annoying as it accumulates and is difficult to use. Instead of letting your change pile up in your console or purse, consider emptying out your pockets each day into a designated container. After a year or two cash in all your change. You will be surprised how much you are able to save just by being diligent with loose change.
While couponing can become time consuming it does not have to be. Take an hour each weekend to plan your weekly grocery list. Take time to clip appropriate coupons from the paper and print them online. Just an hour of planning can add up to big savings for you throughout the month.
Instead of shelling out too much of your hard-earned money, consider shopping at thrift stores or on eBay for deep discounts on designer items.
Eat at Home
After a hard day at work, it can be easy to succumb to the temptation to order takeout. No matter how convenient is may seem, this luxury adds up quickly. It is much more cost effective to cook at home, particularly if you have children. The more mouths to feed, the more expensive eating out becomes. Taking time each weekend to plan food for the entirety of the week ensures you can avoid the temptation of eating out.
Give Up or Minimize Alcohol Intake
Most people enjoy partaking of a drink after a long week of work. Unfortunately, alcohol prices can be quite steep. Save yourself hundreds over the course of the year by foregoing alcohol altogether or cutting back to a once a week or month treat. If you have gone out for a drink in the past, purchasing and bringing home alcohol from the store is much more cost effective than buying a single drink at a restaurant or bar.
Take Part in a Buy Nothing Day
Set aside a day each week where you don’t spend money on anything. Avoid getting gas, buying lunch out, or grocery shopping. Live on what you have purchased the rest of the week.